Lender profile · HMDA 2023–2025
Pentucket Bank mortgage approval rates & lending data
Pentucket Bank decided 354 mortgage applications and funded 308 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 188 / 199 | 98% | $425K | 185 |
| Home improvement loans | 82% | 36 / 44 | 97% | $65K | 35 |
| Cash-out refinance | 71% | 32 / 45 | 100% | $255K | 32 |
| Investment property purchase | 94% | 29 / 31 | 100% | $415K | 29 |
Pentucket Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 91% | $425K | 191 | 172 |
| New Hampshire | 85% | $435K | 161 | 134 |
| Florida | 100% | $2.12M | 1 | 1 |
| Maine | 100% | $575K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.