Lender profile · HMDA 2023–2025
PennCrest Bank mortgage approval rates & lending data
PennCrest Bank decided 481 mortgage applications and funded 416 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 146 / 166 | 98% | $125K | 143 |
| Home improvement loans | 91% | 131 / 144 | 100% | $35K | 131 |
| Refinance | 86% | 107 / 124 | 97% | $65K | 104 |
| Investment property purchase | 80% | 24 / 30 | 92% | $55K | 22 |
PennCrest Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 88% | $65K | 481 | 416 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.