Lender profile · HMDA 2023–2025
Peak Residential Lending Inc mortgage approval rates & lending data
Peak Residential Lending Inc decided 581 mortgage applications and funded 561 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 481 / 486 | 97% | $365K | 467 |
| Cash-out refinance | 100% | 31 / 31 | 100% | $255K | 31 |
| Refinance | 100% | 28 / 28 | 96% | $405K | 27 |
Peak Residential Lending Inc lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 100% | $435K | 343 | 340 |
| Arizona | 98% | $365K | 138 | 127 |
| Nevada | 98% | $395K | 52 | 48 |
| Oregon | 100% | $445K | 21 | 21 |
| Idaho | 100% | $305K | 6 | 5 |
| Arkansas | 100% | $295K | 5 | 5 |
| Texas | 100% | $265K | 5 | 5 |
| Washington | 100% | $15K | 4 | 4 |
| Kentucky | 67% | $225K | 3 | 2 |
| Florida | 100% | $115K | 2 | 2 |
| Montana | 100% | $295K | 2 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.