Lender profile · HMDA 2023–2025
Patelco Credit Union mortgage approval rates & lending data
Patelco Credit Union decided 5,755 mortgage applications and funded 4,077 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 1,337 / 1,479 | 92% | $1.06M | 1,229 |
| Home improvement loans | 67% | 1,794 / 2,659 | 93% | $115K | 1,674 |
| Cash-out refinance | 72% | 481 / 667 | 96% | $115K | 460 |
| Refinance | 82% | 685 / 840 | 94% | $205K | 647 |
| Investment property purchase | 85% | 41 / 48 | 90% | $385K | 37 |
| Investment home improvement | 44% | 17 / 39 | 94% | $75K | 16 |
Patelco Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 76% | $115K | 5,755 | 4,077 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.