Lender profile · HMDA 2023–2025
Oswego County Federal Credit Union mortgage approval rates & lending data
Oswego County Federal Credit Union decided 326 mortgage applications and funded 278 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 24 / 25 | 100% | $125K | 24 |
| Home improvement loans | 91% | 84 / 92 | 98% | $45K | 82 |
| Cash-out refinance | 83% | 149 / 180 | 98% | $55K | 146 |
| Refinance | 92% | 23 / 25 | 96% | $35K | 22 |
Oswego County Federal Credit Union lending by state
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.