Lender profile · HMDA 2023–2025
Origin Bank mortgage approval rates & lending data
Origin Bank decided 2,812 mortgage applications and funded 2,484 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 1,637 / 1,738 | 94% | $255K | 1,535 |
| Home improvement loans | 85% | 97 / 114 | 95% | $105K | 92 |
| Cash-out refinance | 84% | 96 / 114 | 93% | $195K | 89 |
| Refinance | 90% | 180 / 199 | 89% | $425K | 161 |
| Investment property purchase | 97% | 346 / 355 | 99% | $155K | 342 |
| Investment cash-out refinance | 81% | 51 / 63 | 98% | $165K | 50 |
| Investment refinance | 96% | 197 / 205 | 98% | $95K | 194 |
Origin Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Louisiana | 97% | $225K | 1,192 | 1,094 |
| Texas | 92% | $265K | 1,116 | 971 |
| Mississippi | 87% | $245K | 429 | 346 |
| Florida | 95% | $725K | 19 | 18 |
| Alabama | 100% | $595K | 14 | 14 |
| Arkansas | 100% | $235K | 12 | 12 |
| Tennessee | 100% | $425K | 5 | 5 |
| New Mexico | 100% | $315K | 3 | 2 |
| Arizona | 100% | $375K | 2 | 2 |
| California | 100% | $1.10M | 2 | 2 |
| Colorado | 100% | $245K | 2 | 2 |
| Illinois | 100% | $205K | 2 | 2 |
| Oklahoma | 100% | $125K | 2 | 2 |
| South Carolina | 100% | $195K | 2 | 2 |
| Georgia | 100% | $435K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.