Lender profile · HMDA 2023–2025
North Shore Bank of Commerce mortgage approval rates & lending data
North Shore Bank of Commerce decided 1,235 mortgage applications and funded 1,164 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 928 / 937 | 98% | $265K | 905 |
| Home improvement loans | 81% | 38 / 47 | 92% | $45K | 35 |
| Cash-out refinance | 84% | 54 / 64 | 98% | $225K | 53 |
| Refinance | 83% | 40 / 48 | 95% | $245K | 38 |
| Investment property purchase | 99% | 116 / 117 | 98% | $195K | 114 |
North Shore Bank of Commerce lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Minnesota | 97% | $265K | 1,219 | 1,150 |
| Florida | 100% | $255K | 5 | 5 |
| Arizona | 100% | $345K | 2 | 2 |
| Maine | 100% | $505K | 2 | 1 |
| South Carolina | 100% | $305K | 2 | 2 |
| Montana | 100% | $1.21M | 1 | 1 |
| Oklahoma | 100% | $75K | 1 | 1 |
| Tennessee | 0% | — | 1 | 0 |
| Texas | 100% | $365K | 1 | 1 |
| Wisconsin | 100% | $235K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.