Lender profile · HMDA 2023–2025
Niagara's Choice Federal Credit Union mortgage approval rates & lending data
Niagara's Choice Federal Credit Union decided 286 mortgage applications and funded 243 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 84% | 32 / 38 | 100% | $155K | 32 |
| Home improvement loans | 87% | 156 / 180 | 100% | $55K | 156 |
| Refinance | 92% | 48 / 52 | 100% | $65K | 48 |
Niagara's Choice Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 85% | $55K | 286 | 243 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.