Lender profile · HMDA 2023–2025
Neches mortgage approval rates & lending data
Neches decided 562 mortgage applications and funded 492 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 159 / 169 | 86% | $215K | 136 |
| Cash-out refinance | 86% | 130 / 151 | 94% | $95K | 122 |
| Investment property purchase | 100% | 93 / 93 | 99% | $85K | 92 |
| Investment cash-out refinance | 99% | 123 / 124 | 100% | $95K | 123 |
Neches lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 93% | $95K | 562 | 492 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.