Lender profile · HMDA 2023–2025
Navigator Cu mortgage approval rates & lending data
Navigator Cu decided 370 mortgage applications and funded 293 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 105 / 108 | 97% | $235K | 102 |
| Cash-out refinance | 72% | 102 / 141 | 98% | $75K | 100 |
| Refinance | 72% | 63 / 88 | 100% | $75K | 63 |
Navigator Cu lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Mississippi | 83% | $75K | 195 | 158 |
| Alabama | 78% | $85K | 173 | 133 |
| Florida | 100% | $195K | 1 | 1 |
| Louisiana | 100% | $275K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.