Lender profile · HMDA 2023–2025
Morton Community Bank mortgage approval rates & lending data
Morton Community Bank decided 2,608 mortgage applications and funded 2,356 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 956 / 1,030 | 98% | $155K | 935 |
| Home improvement loans | 86% | 502 / 584 | 98% | $55K | 494 |
| Cash-out refinance | 79% | 22 / 28 | 95% | $105K | 21 |
| Refinance | 92% | 430 / 467 | 98% | $75K | 423 |
| Investment property purchase | 98% | 407 / 415 | 99% | $95K | 403 |
| Investment refinance | 100% | 48 / 48 | 100% | $105K | 48 |
| Investment home improvement | 94% | 31 / 33 | 97% | $85K | 30 |
Morton Community Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 92% | $95K | 2,527 | 2,276 |
| Florida | 100% | $355K | 29 | 29 |
| Iowa | 100% | $125K | 21 | 21 |
| Indiana | 100% | $195K | 8 | 7 |
| Arizona | 100% | $145K | 4 | 4 |
| Missouri | 100% | $55K | 4 | 4 |
| South Carolina | 100% | $215K | 4 | 4 |
| Tennessee | 100% | $275K | 4 | 4 |
| Wisconsin | 100% | $105K | 4 | 4 |
| Texas | 100% | $305K | 2 | 2 |
| Kentucky | 100% | $335K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.