Lender profile · HMDA 2023–2025
Mortgage Express, LLC mortgage approval rates & lending data
Mortgage Express, LLC decided 3,110 mortgage applications and funded 2,636 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 2,453 / 2,546 | 89% | $425K | 2,185 |
| Cash-out refinance | 88% | 158 / 179 | 85% | $305K | 135 |
| Refinance | 94% | 188 / 200 | 86% | $455K | 161 |
| Investment property purchase | 98% | 137 / 140 | 88% | $265K | 121 |
| Investment cash-out refinance | 88% | 29 / 33 | 86% | $205K | 25 |
Mortgage Express, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oregon | 96% | $425K | 2,728 | 2,314 |
| Washington | 97% | $445K | 307 | 260 |
| California | 93% | $355K | 27 | 20 |
| Arizona | 100% | $395K | 25 | 21 |
| Idaho | 95% | $385K | 20 | 18 |
| Utah | 100% | $395K | 3 | 3 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.