Lender profile · HMDA 2023–2025
Mirastar Federal Credit Union mortgage approval rates & lending data
Mirastar Federal Credit Union decided 495 mortgage applications and funded 364 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 34 / 40 | 85% | $255K | 29 |
| Home improvement loans | 80% | 261 / 326 | 93% | $125K | 244 |
| Cash-out refinance | 92% | 23 / 25 | 78% | $435K | 18 |
| Refinance | 81% | 77 / 95 | 95% | $205K | 73 |
Mirastar Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 80% | $125K | 495 | 364 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.