Lender profile · HMDA 2023–2025
METRO Credit Union mortgage approval rates & lending data
METRO Credit Union decided 3,097 mortgage applications and funded 2,467 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 1,114 / 1,287 | 79% | $185K | 879 |
| Home improvement loans | 93% | 1,072 / 1,147 | 98% | $85K | 1,054 |
| Cash-out refinance | 87% | 443 / 509 | 92% | $145K | 408 |
| Refinance | 93% | 67 / 72 | 85% | $205K | 57 |
| Investment property purchase | 87% | 54 / 62 | 98% | $405K | 53 |
METRO Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 90% | $145K | 2,657 | 2,214 |
| New Hampshire | 87% | $135K | 440 | 253 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.