Lender profile · HMDA 2023–2025
Merchants Mortgage & Trust Corporation, LLC mortgage approval rates & lending data
Merchants Mortgage & Trust Corporation, LLC decided 4,248 mortgage applications and funded 4,208 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Investment property purchase | 99% | 3,840 / 3,872 | 100% | $405K | 3,840 |
| Investment refinance | 100% | 178 / 178 | 100% | $885K | 178 |
| Investment home improvement | 95% | 138 / 146 | 100% | $625K | 138 |
Merchants Mortgage & Trust Corporation, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 99% | $625K | 1,765 | 1,743 |
| Colorado | 100% | $465K | 755 | 755 |
| Arizona | 100% | $405K | 388 | 388 |
| Washington | 99% | $545K | 337 | 335 |
| Oregon | 100% | $385K | 235 | 235 |
| Florida | 99% | $265K | 154 | 152 |
| Texas | 98% | $235K | 102 | 100 |
| Missouri | 96% | $155K | 82 | 79 |
| Michigan | 100% | $175K | 56 | 56 |
| Illinois | 92% | $235K | 50 | 46 |
| Kansas | 100% | $245K | 42 | 42 |
| Alabama | 100% | $135K | 41 | 41 |
| Ohio | 100% | $185K | 33 | 33 |
| Georgia | 100% | $175K | 31 | 31 |
| Maryland | 91% | $445K | 22 | 20 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.