Lender profile · HMDA 2023–2025
Merced School Employees Federal Credit Union mortgage approval rates & lending data
Merced School Employees Federal Credit Union decided 251 mortgage applications and funded 224 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 30 / 31 | 93% | $335K | 28 |
| Home improvement loans | 93% | 117 / 126 | 97% | $75K | 114 |
| Cash-out refinance | 91% | 62 / 68 | 97% | $205K | 60 |
Merced School Employees Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 92% | $75K | 251 | 224 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.