Lender profile · HMDA 2023–2025
Memphis City Employees Credit Union mortgage approval rates & lending data
Memphis City Employees Credit Union decided 371 mortgage applications and funded 279 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 51 / 52 | 98% | $285K | 50 |
| Cash-out refinance | 74% | 211 / 285 | 100% | $65K | 211 |
Memphis City Employees Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 75% | $65K | 322 | 242 |
| Mississippi | 73% | $55K | 45 | 33 |
| Alabama | 100% | $105K | 2 | 2 |
| Arkansas | 100% | $35K | 2 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.