Lender profile · HMDA 2023–2025
Megastar Financial Corp. mortgage approval rates & lending data
Megastar Financial Corp. decided 2,815 mortgage applications and funded 2,767 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 2,322 / 2,365 | 100% | $375K | 2,322 |
| Cash-out refinance | 98% | 153 / 156 | 100% | $275K | 153 |
| Refinance | 99% | 150 / 151 | 100% | $485K | 150 |
| Investment property purchase | 99% | 111 / 112 | 100% | $295K | 111 |
| Investment cash-out refinance | 100% | 26 / 26 | 100% | $185K | 26 |
Megastar Financial Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Colorado | 99% | $445K | 1,290 | 1,273 |
| Minnesota | 100% | $335K | 514 | 512 |
| Missouri | 98% | $235K | 381 | 373 |
| California | 100% | $275K | 225 | 224 |
| Maine | 92% | $345K | 121 | 111 |
| Washington | 100% | $625K | 73 | 73 |
| Kansas | 96% | $355K | 47 | 45 |
| Florida | 95% | $365K | 42 | 40 |
| Arizona | 96% | $455K | 24 | 23 |
| Texas | 95% | $415K | 20 | 19 |
| Wisconsin | 100% | $225K | 16 | 16 |
| New Hampshire | 92% | $505K | 13 | 12 |
| Georgia | 92% | $295K | 12 | 11 |
| Massachusetts | 100% | $375K | 6 | 6 |
| Nevada | 100% | $435K | 6 | 6 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.