Lender profile · HMDA 2023–2025
Mechanics Bank (254900) mortgage approval rates & lending data
Mechanics Bank (254900) decided 1,157 mortgage applications and funded 1,015 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 704 / 711 | 91% | $175K | 638 |
| Home improvement loans | 93% | 151 / 163 | 93% | $45K | 141 |
| Refinance | 92% | 110 / 120 | 93% | $105K | 102 |
| Investment property purchase | 95% | 122 / 129 | 85% | $115K | 104 |
Mechanics Bank (254900) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 97% | $175K | 1,155 | 1,013 |
| Montana | 100% | $2.29M | 1 | 1 |
| Pennsylvania | 100% | $345K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.