Lender profile · HMDA 2023–2025
McClain Bank mortgage approval rates & lending data
McClain Bank decided 256 mortgage applications and funded 230 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 70 / 78 | 97% | $235K | 68 |
| Investment property purchase | 92% | 23 / 25 | 91% | $125K | 21 |
| Investment refinance | 98% | 122 / 124 | 100% | $125K | 122 |
McClain Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oklahoma | 91% | $125K | 256 | 230 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.