Lender profile · HMDA 2023–2025
Mascoma Bank mortgage approval rates & lending data
Mascoma Bank decided 352 mortgage applications and funded 287 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 158 / 179 | 92% | $425K | 145 |
| Home improvement loans | 93% | 69 / 74 | 88% | $125K | 61 |
| Cash-out refinance | 79% | 23 / 29 | 96% | $255K | 22 |
| Investment property purchase | 93% | 42 / 45 | 93% | $335K | 39 |
Mascoma Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Hampshire | 88% | $295K | 152 | 123 |
| Vermont | 87% | $425K | 134 | 107 |
| Maine | 97% | $455K | 65 | 56 |
| Massachusetts | 100% | $1.10M | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.