Lender profile · HMDA 2023–2025
Main Street Bank Corp. mortgage approval rates & lending data
Main Street Bank Corp. decided 662 mortgage applications and funded 597 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 271 / 282 | 95% | $265K | 258 |
| Home improvement loans | 89% | 40 / 45 | 98% | $55K | 39 |
| Cash-out refinance | 79% | 37 / 47 | 97% | $175K | 36 |
| Refinance | 90% | 121 / 134 | 98% | $155K | 119 |
| Investment property purchase | 95% | 97 / 102 | 99% | $125K | 96 |
Main Street Bank Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 94% | $175K | 647 | 585 |
| Pennsylvania | 71% | $285K | 7 | 5 |
| Florida | 100% | $385K | 5 | 5 |
| Michigan | 100% | $275K | 1 | 1 |
| Utah | 100% | $155K | 1 | 1 |
| West Virginia | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.