Lender profile · HMDA 2023–2025
Machias Savings Bank mortgage approval rates & lending data
Machias Savings Bank decided 480 mortgage applications and funded 386 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 80% | 103 / 128 | 94% | $205K | 97 |
| Home improvement loans | 69% | 71 / 103 | 99% | $75K | 70 |
| Refinance | 90% | 44 / 49 | 98% | $125K | 43 |
| Investment property purchase | 96% | 133 / 139 | 95% | $175K | 126 |
| Investment refinance | 97% | 28 / 29 | 93% | $205K | 26 |
Machias Savings Bank lending by state
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.