Lender profile · HMDA 2023–2025
Luxury Mortgage Corp. mortgage approval rates & lending data
Luxury Mortgage Corp. decided 2,222 mortgage applications and funded 1,781 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 851 / 1,007 | 99% | $655K | 842 |
| Cash-out refinance | 75% | 163 / 217 | 99% | $965K | 162 |
| Refinance | 77% | 102 / 133 | 95% | $1.10M | 97 |
| Investment property purchase | 83% | 408 / 490 | 99% | $405K | 403 |
| Investment cash-out refinance | 79% | 205 / 260 | 99% | $435K | 202 |
| Investment refinance | 68% | 75 / 110 | 97% | $725K | 73 |
Luxury Mortgage Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 87% | $1.10M | 692 | 595 |
| Florida | 81% | $545K | 455 | 362 |
| New York | 81% | $865K | 362 | 288 |
| New Jersey | 74% | $595K | 199 | 145 |
| Texas | 74% | $455K | 114 | 83 |
| Pennsylvania | 78% | $215K | 51 | 40 |
| Arizona | 79% | $485K | 48 | 35 |
| Massachusetts | 71% | $615K | 38 | 27 |
| Connecticut | 83% | $335K | 29 | 24 |
| Colorado | 87% | $995K | 23 | 19 |
| Georgia | 74% | $435K | 23 | 17 |
| Washington | 71% | $635K | 21 | 15 |
| Tennessee | 88% | $575K | 17 | 14 |
| Maryland | 87% | $285K | 15 | 12 |
| Rhode Island | 64% | $465K | 14 | 9 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.