Lender profile · HMDA 2023–2025
Lokahi mortgage approval rates & lending data
Lokahi decided 542 mortgage applications and funded 403 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 60% | 18 / 30 | 100% | $255K | 18 |
| Home improvement loans | 72% | 193 / 267 | 100% | $125K | 193 |
| Cash-out refinance | 72% | 52 / 72 | 100% | $255K | 52 |
| Refinance | 88% | 127 / 145 | 100% | $255K | 127 |
Lokahi lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Hawaii | 74% | $175K | 542 | 403 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.