Lender profile · HMDA 2023–2025
Lincoln Savings Bank mortgage approval rates & lending data
Lincoln Savings Bank decided 799 mortgage applications and funded 745 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 607 / 622 | 96% | $225K | 583 |
| Refinance | 94% | 31 / 33 | 94% | $205K | 29 |
| Investment property purchase | 97% | 97 / 100 | 97% | $155K | 94 |
| Investment refinance | 100% | 29 / 29 | 97% | $175K | 28 |
Lincoln Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Iowa | 97% | $225K | 766 | 717 |
| Arizona | 100% | $685K | 4 | 4 |
| Florida | 100% | $455K | 4 | 4 |
| Minnesota | 75% | $405K | 4 | 3 |
| Texas | 100% | $395K | 4 | 3 |
| Kansas | 33% | $645K | 3 | 1 |
| Alabama | 100% | $205K | 2 | 2 |
| Colorado | 100% | $105K | 2 | 2 |
| Missouri | 100% | $415K | 2 | 2 |
| Arkansas | 100% | $305K | 1 | 1 |
| Georgia | 100% | $405K | 1 | 1 |
| Illinois | 100% | $295K | 1 | 1 |
| Maryland | 100% | $545K | 1 | 1 |
| Massachusetts | 100% | $285K | 1 | 1 |
| Nebraska | 100% | $295K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.