Lender profile · HMDA 2023–2025
Liberty Bank mortgage approval rates & lending data
Liberty Bank decided 5,140 mortgage applications and funded 4,508 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 1,950 / 2,067 | 97% | $295K | 1,899 |
| Home improvement loans | 85% | 1,394 / 1,647 | 98% | $105K | 1,366 |
| Cash-out refinance | 92% | 68 / 74 | 96% | $255K | 65 |
| Refinance | 89% | 952 / 1,073 | 98% | $125K | 934 |
| Investment property purchase | 94% | 183 / 194 | 95% | $345K | 174 |
| Investment home improvement | 77% | 36 / 47 | 100% | $155K | 36 |
Liberty Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Connecticut | 90% | $125K | 4,738 | 4,142 |
| Massachusetts | 93% | $415K | 374 | 341 |
| Rhode Island | 91% | $405K | 22 | 20 |
| New Hampshire | 75% | $425K | 4 | 3 |
| Florida | 100% | $805K | 1 | 1 |
| Maine | 100% | $1M | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.