Lender profile · HMDA 2023–2025
Leaders Credit Union mortgage approval rates & lending data
Leaders Credit Union decided 516 mortgage applications and funded 431 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 282 / 309 | 100% | $285K | 282 |
| Home improvement loans | 75% | 76 / 101 | 100% | $55K | 76 |
| Refinance | 89% | 57 / 64 | 100% | $205K | 57 |
Leaders Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 83% | $285K | 451 | 376 |
| Mississippi | 80% | $275K | 30 | 24 |
| Arkansas | 100% | $135K | 8 | 8 |
| Florida | 100% | $405K | 8 | 8 |
| Texas | 83% | $265K | 6 | 5 |
| Alabama | 60% | $395K | 5 | 3 |
| California | 100% | $455K | 1 | 1 |
| Georgia | 100% | $185K | 1 | 1 |
| Kentucky | 100% | $275K | 1 | 1 |
| Louisiana | 0% | — | 1 | 0 |
| Michigan | 100% | $445K | 1 | 1 |
| Oklahoma | 100% | $425K | 1 | 1 |
| Pennsylvania | 100% | $195K | 1 | 1 |
| West Virginia | 100% | $235K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.