Lender profile · HMDA 2023–2025
Lbs Financial mortgage approval rates & lending data
Lbs Financial decided 715 mortgage applications and funded 596 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 106 / 116 | 100% | $605K | 106 |
| Home improvement loans | 89% | 329 / 371 | 100% | $105K | 329 |
| Cash-out refinance | 70% | 133 / 190 | 100% | $105K | 133 |
| Refinance | 73% | 24 / 33 | 100% | $745K | 24 |
Lbs Financial lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 83% | $105K | 715 | 596 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.