Lender profile · HMDA 2023–2025
Lawrence Bank mortgage approval rates & lending data
Lawrence Bank decided 942 mortgage applications and funded 793 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 86% | 87 / 101 | 92% | $385K | 80 |
| Home improvement loans | 84% | 271 / 323 | 94% | $105K | 254 |
| Refinance | 89% | 217 / 245 | 94% | $115K | 204 |
| Investment property purchase | 100% | 113 / 113 | 95% | $355K | 107 |
| Investment refinance | 99% | 125 / 126 | 98% | $235K | 122 |
| Investment home improvement | 96% | 26 / 27 | 100% | $455K | 26 |
Lawrence Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 89% | $115K | 934 | 785 |
| Florida | 100% | $355K | 3 | 3 |
| Kentucky | 100% | $105K | 2 | 2 |
| Alabama | 100% | $495K | 1 | 1 |
| Georgia | 100% | $635K | 1 | 1 |
| Minnesota | 100% | $125K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.