Lender profile · HMDA 2023–2025
KS StateBank mortgage approval rates & lending data
KS StateBank decided 499 mortgage applications and funded 453 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 88% | 28 / 32 | 93% | $305K | 26 |
| Refinance | 92% | 23 / 25 | 91% | $715K | 21 |
| Investment property purchase | 98% | 258 / 263 | 94% | $95K | 243 |
| Investment refinance | 97% | 141 / 146 | 95% | $105K | 134 |
KS StateBank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kansas | 99% | $95K | 231 | 216 |
| Arizona | 93% | $395K | 149 | 136 |
| Missouri | 99% | $115K | 71 | 59 |
| Wisconsin | 100% | $105K | 10 | 10 |
| California | 86% | $235K | 7 | 6 |
| Florida | 100% | $305K | 6 | 6 |
| Ohio | 100% | $135K | 5 | 4 |
| Indiana | 100% | $105K | 3 | 3 |
| Mississippi | 100% | $65K | 3 | 3 |
| Alabama | 100% | $235K | 2 | 2 |
| Colorado | 50% | — | 2 | 0 |
| Hawaii | 100% | $165K | 2 | 2 |
| Illinois | 50% | $155K | 2 | 1 |
| Nevada | 100% | $45K | 2 | 2 |
| Arkansas | 100% | $295K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.