Lender profile · HMDA 2023–2025
Jolt Credit Union mortgage approval rates & lending data
Jolt Credit Union decided 299 mortgage applications and funded 255 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 179 / 188 | 99% | $145K | 177 |
| Cash-out refinance | 81% | 51 / 63 | 92% | $75K | 47 |
Jolt Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 88% | $145K | 299 | 255 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.