Lender profile · HMDA 2023–2025
Jmac Lending, Inc. mortgage approval rates & lending data
Jmac Lending, Inc. decided 9,825 mortgage applications and funded 9,031 loans across the 616 counties Fat Boy Data covers, 2023–2025.
This lender is broker only. It does not take applications from borrowers directly; you would reach it through a mortgage broker.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 5,977 / 6,373 | 100% | $415K | 5,972 |
| Cash-out refinance | 85% | 986 / 1,160 | 100% | $355K | 984 |
| Refinance | 92% | 420 / 459 | 100% | $475K | 420 |
| Investment property purchase | 94% | 996 / 1,065 | 100% | $325K | 994 |
| Investment cash-out refinance | 86% | 504 / 585 | 100% | $305K | 502 |
| Investment refinance | 87% | 159 / 182 | 100% | $385K | 159 |
Jmac Lending, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 93% | $525K | 3,200 | 2,958 |
| Florida | 92% | $365K | 2,365 | 2,171 |
| Texas | 88% | $335K | 669 | 588 |
| New Jersey | 93% | $515K | 436 | 405 |
| Arizona | 92% | $435K | 372 | 342 |
| Illinois | 93% | $325K | 308 | 284 |
| Pennsylvania | 94% | $255K | 294 | 275 |
| Georgia | 89% | $365K | 276 | 245 |
| Utah | 96% | $465K | 204 | 196 |
| Massachusetts | 89% | $505K | 184 | 163 |
| Colorado | 95% | $445K | 173 | 165 |
| Washington | 93% | $485K | 161 | 149 |
| Michigan | 92% | $225K | 124 | 113 |
| South Carolina | 97% | $355K | 115 | 112 |
| Oregon | 94% | $405K | 107 | 101 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.