Lender profile · HMDA 2023–2025
Ives Bank mortgage approval rates & lending data
Ives Bank decided 440 mortgage applications and funded 385 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 305 / 332 | 99% | $465K | 303 |
| Cash-out refinance | 68% | 17 / 25 | 100% | $405K | 17 |
| Refinance | 76% | 19 / 25 | 100% | $405K | 19 |
| Investment property purchase | 81% | 38 / 47 | 97% | $355K | 37 |
Ives Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Connecticut | 88% | $465K | 423 | 369 |
| New York | 94% | $605K | 17 | 16 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.