Lender profile · HMDA 2023–2025
Institution for Savings in Newburyport and Its Vicinity mortgage approval rates & lending data
Institution for Savings in Newburyport and Its Vicinity decided 1,784 mortgage applications and funded 1,543 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 1,180 / 1,274 | 97% | $515K | 1,150 |
| Home improvement loans | 79% | 156 / 197 | 97% | $105K | 151 |
| Refinance | 78% | 178 / 229 | 98% | $255K | 174 |
| Investment property purchase | 87% | 59 / 68 | 98% | $485K | 58 |
Institution for Savings in Newburyport and Its Vicinity lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 89% | $515K | 1,589 | 1,373 |
| New Hampshire | 89% | $435K | 183 | 161 |
| Maine | 91% | $485K | 11 | 9 |
| Texas | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.