Lender profile · HMDA 2023–2025
Instamortgage Inc. mortgage approval rates & lending data
Instamortgage Inc. decided 463 mortgage applications and funded 448 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 328 / 334 | 99% | $405K | 325 |
| Cash-out refinance | 96% | 27 / 28 | 100% | $255K | 27 |
| Refinance | 100% | 39 / 39 | 97% | $465K | 38 |
| Investment property purchase | 96% | 45 / 47 | 96% | $325K | 43 |
Instamortgage Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 99% | $465K | 75 | 74 |
| Virginia | 93% | $565K | 75 | 67 |
| Texas | 100% | $405K | 63 | 63 |
| Nevada | 100% | $375K | 47 | 47 |
| Maryland | 98% | $555K | 46 | 45 |
| Georgia | 100% | $285K | 34 | 34 |
| New Jersey | 100% | $445K | 25 | 23 |
| Florida | 100% | $295K | 19 | 19 |
| Delaware | 100% | $265K | 17 | 17 |
| Illinois | 92% | $345K | 12 | 11 |
| Washington | 100% | $355K | 12 | 12 |
| Arizona | 100% | $355K | 9 | 9 |
| Michigan | 100% | $165K | 5 | 4 |
| Colorado | 100% | $535K | 3 | 3 |
| Louisiana | 100% | $155K | 3 | 3 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.