Lender profile · HMDA 2023–2025
I-C Federal Credit Union mortgage approval rates & lending data
I-C Federal Credit Union decided 484 mortgage applications and funded 316 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 80% | 83 / 104 | 95% | $325K | 79 |
| Home improvement loans | 62% | 128 / 205 | 98% | $45K | 125 |
| Cash-out refinance | 67% | 97 / 144 | 98% | $105K | 95 |
I-C Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 67% | $105K | 484 | 316 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.