Lender profile · HMDA 2023–2025
Houston Police mortgage approval rates & lending data
Houston Police decided 363 mortgage applications and funded 314 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 77% | 24 / 31 | 83% | $305K | 20 |
| Home improvement loans | 98% | 239 / 243 | 93% | $95K | 222 |
| Cash-out refinance | 85% | 69 / 81 | 99% | $75K | 68 |
Houston Police lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 93% | $95K | 363 | 314 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.