Lender profile · HMDA 2023–2025
Houston Federal Credit Union mortgage approval rates & lending data
Houston Federal Credit Union decided 401 mortgage applications and funded 285 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 97 / 112 | 93% | $345K | 90 |
| Home improvement loans | 73% | 83 / 114 | 100% | $65K | 83 |
| Cash-out refinance | 70% | 93 / 133 | 95% | $145K | 88 |
Houston Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 74% | $145K | 388 | 276 |
| South Carolina | 69% | $85K | 13 | 9 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.