Lender profile · HMDA 2023–2025
Horizon Fiscu mortgage approval rates & lending data
Horizon Fiscu decided 1,357 mortgage applications and funded 845 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 81% | 187 / 232 | 80% | $205K | 150 |
| Home improvement loans | 64% | 520 / 809 | 100% | $75K | 520 |
| Cash-out refinance | 64% | 68 / 107 | 81% | $155K | 55 |
| Refinance | 59% | 97 / 165 | 97% | $125K | 94 |
Horizon Fiscu lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Washington | 70% | $75K | 729 | 478 |
| Idaho | 63% | $75K | 464 | 277 |
| Montana | 59% | $75K | 158 | 86 |
| Oregon | 100% | $105K | 4 | 4 |
| Arkansas | 0% | — | 1 | 0 |
| Louisiana | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.