Lender profile · HMDA 2023–2025
HomeTown Bank, National Association mortgage approval rates & lending data
HomeTown Bank, National Association decided 253 mortgage applications and funded 174 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 70 / 78 | 74% | $425K | 52 |
| Home improvement loans | 76% | 35 / 46 | 80% | $105K | 28 |
| Investment property purchase | 85% | 67 / 79 | 84% | $365K | 56 |
HomeTown Bank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 83% | $365K | 253 | 174 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.