Lender profile · HMDA 2023–2025
HomeStreet Bank mortgage approval rates & lending data
HomeStreet Bank decided 3,739 mortgage applications and funded 3,050 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 1,572 / 1,713 | 99% | $565K | 1,558 |
| Home improvement loans | 73% | 791 / 1,087 | 98% | $185K | 772 |
| Cash-out refinance | 78% | 484 / 619 | 98% | $265K | 475 |
| Refinance | 78% | 110 / 141 | 99% | $595K | 109 |
| Investment property purchase | 95% | 91 / 96 | 97% | $435K | 88 |
| Investment cash-out refinance | 52% | 13 / 25 | 100% | $255K | 13 |
| Investment home improvement | 63% | 32 / 51 | 94% | $145K | 30 |
HomeStreet Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Washington | 87% | $605K | 2,660 | 2,283 |
| California | 66% | $205K | 520 | 337 |
| Oregon | 85% | $365K | 346 | 293 |
| Hawaii | 56% | $255K | 136 | 73 |
| Arizona | 84% | $445K | 31 | 25 |
| Idaho | 88% | $435K | 26 | 21 |
| Nevada | 100% | $415K | 10 | 10 |
| Colorado | 100% | $525K | 6 | 5 |
| Alaska | 50% | $305K | 2 | 1 |
| Utah | 100% | $145K | 2 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.