Lender profile · HMDA 2023–2025
Home Bank, National Association mortgage approval rates & lending data
Home Bank, National Association decided 783 mortgage applications and funded 651 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 285 / 314 | 89% | $255K | 255 |
| Cash-out refinance | 73% | 37 / 51 | 81% | $155K | 30 |
| Refinance | 82% | 32 / 39 | 91% | $165K | 29 |
| Investment property purchase | 95% | 171 / 180 | 96% | $235K | 165 |
| Investment cash-out refinance | 85% | 35 / 41 | 94% | $155K | 33 |
| Investment refinance | 96% | 129 / 134 | 96% | $95K | 124 |
Home Bank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Louisiana | 90% | $235K | 735 | 612 |
| Texas | 90% | $515K | 42 | 34 |
| Alabama | 100% | $245K | 2 | 2 |
| Arizona | 100% | — | 1 | 0 |
| Florida | 100% | $515K | 1 | 1 |
| Mississippi | 100% | $425K | 1 | 1 |
| Tennessee | 100% | $415K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.