Lender profile · HMDA 2023–2025
Home Bank and Trust Company mortgage approval rates & lending data
Home Bank and Trust Company decided 339 mortgage applications and funded 301 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 183 / 187 | 87% | $235K | 159 |
| Refinance | 97% | 56 / 58 | 95% | $165K | 53 |
| Investment property purchase | 95% | 38 / 40 | 95% | $145K | 36 |
| Investment refinance | 97% | 28 / 29 | 100% | $105K | 28 |
Home Bank and Trust Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kansas | 97% | $235K | 335 | 298 |
| Missouri | 100% | $245K | 2 | 2 |
| Oklahoma | 100% | — | 1 | 0 |
| South Carolina | 100% | $1.28M | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.