Lender profile · HMDA 2023–2025
Holyoke Credit Union mortgage approval rates & lending data
Holyoke Credit Union decided 367 mortgage applications and funded 290 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 116 / 134 | 98% | $245K | 114 |
| Home improvement loans | 78% | 91 / 117 | 96% | $45K | 87 |
| Cash-out refinance | 74% | 52 / 70 | 98% | $75K | 51 |
| Refinance | 80% | 20 / 25 | 95% | $85K | 19 |
Holyoke Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 81% | $85K | 358 | 281 |
| Connecticut | 100% | $245K | 7 | 7 |
| New Hampshire | 100% | $545K | 1 | 1 |
| Rhode Island | 100% | $175K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.