Lender profile · HMDA 2023–2025
Hickory Point Bank and Trust mortgage approval rates & lending data
Hickory Point Bank and Trust decided 647 mortgage applications and funded 598 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 472 / 501 | 99% | $185K | 468 |
| Cash-out refinance | 76% | 19 / 25 | 100% | $95K | 19 |
| Investment property purchase | 94% | 87 / 93 | 99% | $65K | 86 |
Hickory Point Bank and Trust lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 93% | $185K | 639 | 591 |
| Tennessee | 75% | $345K | 4 | 3 |
| Florida | 100% | $755K | 1 | 1 |
| Michigan | 100% | $355K | 1 | 1 |
| South Carolina | 100% | $325K | 1 | 1 |
| Wisconsin | 100% | $375K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.