Lender profile · HMDA 2023–2025
Heritage Valley mortgage approval rates & lending data
Heritage Valley decided 257 mortgage applications and funded 238 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 94% | 198 / 211 | 100% | $45K | 198 |
| Refinance | 88% | 35 / 40 | 100% | $85K | 35 |
Heritage Valley lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 93% | $45K | 257 | 238 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.