Lender profile · HMDA 2023–2025
Helm Bank USA mortgage approval rates & lending data
Helm Bank USA decided 638 mortgage applications and funded 546 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 77% | 20 / 26 | 95% | $815K | 19 |
| Investment property purchase | 92% | 490 / 534 | 97% | $365K | 476 |
| Investment refinance | 69% | 50 / 72 | 96% | $475K | 48 |
Helm Bank USA lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 89% | $365K | 638 | 546 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.