Lender profile · HMDA 2023–2025
Hawthorn Bank mortgage approval rates & lending data
Hawthorn Bank decided 612 mortgage applications and funded 569 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 378 / 399 | 100% | $245K | 378 |
| Cash-out refinance | 68% | 23 / 34 | 100% | $205K | 23 |
| Refinance | 83% | 25 / 30 | 100% | $295K | 25 |
| Investment property purchase | 98% | 107 / 109 | 100% | $145K | 107 |
| Investment refinance | 93% | 27 / 29 | 100% | $155K | 27 |
Hawthorn Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Missouri | 93% | $235K | 552 | 516 |
| Kansas | 88% | $435K | 34 | 30 |
| Florida | 100% | $355K | 9 | 9 |
| Texas | 60% | $305K | 5 | 3 |
| Alabama | 50% | $65K | 2 | 1 |
| Colorado | 100% | $375K | 2 | 2 |
| Mississippi | 100% | $265K | 2 | 2 |
| Illinois | 100% | $195K | 1 | 1 |
| Iowa | 100% | $515K | 1 | 1 |
| Michigan | 100% | $125K | 1 | 1 |
| Ohio | 100% | $115K | 1 | 1 |
| Virginia | 100% | $385K | 1 | 1 |
| Washington | 100% | $335K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.