Lender profile · HMDA 2023–2025
Hawaii State Federal Credit Union mortgage approval rates & lending data
Hawaii State Federal Credit Union decided 2,687 mortgage applications and funded 1,890 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 386 / 444 | 99% | $395K | 383 |
| Home improvement loans | 69% | 937 / 1,362 | 99% | $175K | 927 |
| Cash-out refinance | 85% | 33 / 39 | 94% | $495K | 31 |
| Refinance | 70% | 488 / 694 | 99% | $255K | 482 |
| Investment refinance | 37% | 14 / 38 | 100% | $205K | 14 |
| Investment home improvement | 44% | 38 / 86 | 100% | $185K | 38 |
Hawaii State Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Hawaii | 71% | $185K | 2,684 | 1,890 |
| California | 0% | — | 1 | 0 |
| Colorado | 0% | — | 1 | 0 |
| Utah | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.